Credit Operation Analyst

Job content

Overall purpose of role

The role holder is a member of the Credit Operations Team, which is responsible for all aspects of the post-approval management of credit facilities provided to Barclays’ high net worth and intermediary clients in Switzerland. The role Involves analysing, documenting Lombard & Mortgage lines of credit. The role holder will also be expected to maintain and develop relationships with different stakeholders like the Bankers and various Operations teams to ensure seamless delivery of the credit products.

Key Responsibilities

• Preparation of credit documentation, set-up and maintain credit lines (Mortgages in UK, France and Switzerland, Lombard loans, Derivatives lines, guarantees, other complex Lombard products)
• Review and approval of all Credit transactions (Loans, Payments)
• Ensure perfection of collateral prior to provision of credit facilities, liaising as necessary with internal and external legal representatives
• Participate in system development and testing
• Manage all credit requests and annual reviews to ensure they are completed in a timely manner
• Work with Credit Risk and Credit Structuring Teams on the credit pipelines and Credit related Reports
• To carry out extraction and statistics required as MI information
  
  

Key clients (internal and external)

There are a number of key stakeholders which the role holder will have to interact with on a daily basis. These will

include Senior Private Bankers and their executives, Relationship Managers, Business Service Managers, Wealth

Legal, Credit Risk, and Credit Solutions (both in Geneva and globally) as well as other Operational teams, and other

senior management within the Credit Operations teams.

Role requirements

• A Business, Finance or Legal degree /qualification
• Credit Risk /Lending Experience, particularly in Mortgage Products
• Knowledge in Avaloq advantageous
• Strong communication and interpersonal skills
• Proficiency in Excel, Word and PowerPoint
  
  

The candidate must be self-motivated and capable of autonomous working as well as being able to work as part of a team. Key to this is an ability to cross train to be cross-skilled to be able to assist other areas in Credit Operations when volume spikes and absences require.

Professional/technical Experience

Attention to detail and a control mentality are pivotal to the role. The right candidate will have an excellent level of experience of using MS Excel, Word, and PowerPoint. Experience in Credit Operations, Lombard and Mortgage Lending and exposure management is advantageous.

Academic And Professional Qualifications

The right candidate will be educated to degree level or higher.

Language Skills

The right candidate will possess excellent command of the English language with strong written and verbal communication skills and will be able to communicate effectively across all levels.

Personal attributes

The right candidate will be action orientated, with a focus on continuous improvement in all areas of work. Known for high energy and productivity the right candidate will be able to deliver quality results with a challenging, positive, influential style. The successful candidate will demonstrate creativity and pragmatism with an ability to deliver at speed. A sound commercial approach should be a priority with a focus on best practice.

Risk and Control Objective

Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.

Person Specification

Personal attributes essential to performing role including competencies, expertise, knowledge, and experience. Note: experience requirements must not be in the form of years (minimum or otherwise).

Purpose and Values

Barclays has a single cross-business Purpose for Barclays and five core Values which underpin it.

Our Purpose is to create opportunities for people to rise- customers, clients, colleagues and society. Put simply this is the answer to the question ‘What is Barclays for?’ and it should guide our every action as employees.

Respect

We respect and value those we work with, and the contribution that they make.

Integrity

We act fairly, ethically and openly in all we do.

Service

We put our clients and customers at the centre of what we do.

Excellence

We use our energy, skills and resources to deliver the best, sustainable results.

Stewardship

We are passionate about leaving things better than we found them.

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