Credit Risk Analyst

Jobinhalt

Finders SA

Client

A leading banking group with well-established Swiss headquarters and excellent global reach. They offer dynamic and personalized services in investment advisory and asset management for private and institutional clients.

An entrepreneurial, fast-paced and driven place to work with an international mindset. An employer who really values their employees, offering a meritocratic place to work and good visibility/responsibility. Would ideally suit those used to a medium-sized financial institution and looking to join a human-sized organisation.

A bank that Finders know very well and have worked with for many years, thus able to explain well the culture and working environment to any potentially suitable applicant.

Position

Depending on your level experience, this role would be coming in as AVP or VP. A bank and credit group that Finders knows very well and works with regularly as they continue to grow. A rare opportunity too in Geneva to be able to have exposure to corporate lending, whilst still being part of a private bank. So for anyone who speaks fluent German and English, thinking since a while to move here, and coming from corporate lending/buy-side credit or equivalent, this could be a unique job on the local market place! We are also able to explain fully the culture of this bank to any suitable, prospective applicant, as well as being able to tell you more about living and working in Geneva and all it has to offer.

Joining a small team that specialises in corporate treasury and corporate loans on the counterparty credit risk side. As part of the larger, overall Credit Group of functions. In this role, you will be in charge of producing credit risk assessments for Corporates, Financial institutions and Sovereigns for the benefit of the Group Credit Committee, as well as providing credit opinions and recommendations. Reviewing complex loan agreements/credit documentation ( e.g LMA and ISDA), as well as assisting other teams across the credit universe and front office on any other non-standard expert view (eg single stock lending, helping out from time to time on complex Lombard etc).

Core responsibilities:.

• Perform in-depth financial statement analysis of Corporates, Financial Institutions & Sovereign to assess counterparty creditworthiness
• Assess and negotiate credit terms in the legal documentation (credit agreements, master agreements for OTC derivatives, repos and securities lending
• Liaise with the Risk Office on credit limit monitoring, country risk and large exposure
• Formulate credit view on long term bond holdings, bilateral and syndicated loans, OTC derivatives, repos and securities lending
• Monitor market news and research / monitor credit portfolio for early warning indicators
• Assist trading desks for flow business: assess counterparty risk, documentation and limit set up for OTC derivatives, repos & securities ending
• Ensure compliance with all relevant internal and external regulatory and reporting requirements
• Participate in new credit related projects or activities of the bank as well as general participation in credit policies and procedures review
  
  

Profile

• University degree in Business, Economics, Econometrics, Finance or equivalent
• Fluent in German (C1) and fluent English; both a must (used to looking at loan agreements and credit documentation in German and working in this language)
• Approximately 2-6 years’ experience in fundamental counterparty credit analysis, credit research (ideally financials but also open to those from corporates, sovereign etc)
• Ideal experience would be as a corporate credit analyst with experience from a universal bank/corporate credit lending team (or risk team)
• Capable and used to reading and dealing with complex credit loan agreements and credit documentation for corporate lending
• Strong commitment and a team-working spirit, demonstrating flexibility and adaptability to the fast and dynamic environment
• Strong work ethics, integrity and high level of accountability
• Ability to weight problems and set priorities as well as strong analytical and problem solving skills
• Used to leading projects in a timely manner and prioritizing among various tasks
• A roll up sleeves, muck-in, hands-on approach and used to being part of a medium-sized bank or willing to be
• Excellent MS Office skills, knowledge of a coding language is a plus
• Able to commit to a busy, high pressure full-time job (no home office)
• Eligible to work in Switzerland if not already based locally (meaning Swiss, EU/EFTA passport holders or equivalent only); compelling reasons to move to the Geneva area (frontalier OK)
  
  

Branche: Bankwesen

Funktion: Finanzdienst/Vermögensverwaltung